Whether you’re consolidating debt, making a home improvement, or anything in between, apply now to get the best personal loan interest rates and terms available.

 Credible

• Loan amount: $1,000 to $100,000
• APR: 4.99% – 35.99%
• Loan term: 24-84 months
• Minimum credit score: 680
• Top feature: no fees

If you have a credit score of 680 or higher, you can find a personal loan free of any fees through the online loan broker Credible. The sign up and application process is fast and includes a soft credit check that won’t affect your credit rating. Within minutes of getting started, you’ll be able to compare 6 initial loan offers, and chances are you’ll find one that matches what you’re looking for.

The company also offers a lower minimum—$1,000—and higher maximum—$100,000—loan than a lot of the competition. In addition, through Credible you can find repayment terms that run up to 84 months.

The company doesn’t have a live chat customer service option, though the customer support email is answered promptly, and there’s also a telephone customer service line you can reach out to. Finally, Credible has earned a 5 star rating from Trustpilot, and a trusted reputation with consumers.

Read the full Credible review or visit Credible to take out a loan.

2. LendingTree

• Loan amount: $1,000-$50,000
• APR:3.99% – 35.99%
• Loan term: 3-180 months
• Minimum credit score: none
• Top feature: 15-year repayment period

LendingTree is a good option for people looking to cover large debts who want the option of comparing offers from multiple lenders. The application process couldn’t be simpler, and within minutes you can start comparing a whole list of lenders.

LendingTree is also a good option for people who don’t have great credit in that it doesn’t have an ironclad minimum credit score. It also has some of the most flexible loan terms, so you can even stretch your payments over up to 180 months if that makes it easier to keep up with your monthly expenses, especially when covering larger debts.

Now, it should be said that while LendingTree doesn’t have a credit score minimum, typically the higher your credit the better the terms you will receive. Nonetheless, sometimes all we need is a lender willing to take a chance, and with LendingTree you’ve got a reliable to get a loan to help you consolidate debt or cover some other expenses you were having trouble with. Not only that, it should only take a few days to receive your loan.

Read the full LendingTree review or visit LendingTree to take out a loan.