10 Best Mortgage Rates of 2021

Our editors have spent 300+ hours researching today’s mortgage and refinance interest rates across a variety of mortgage products to help consumers determine which mortgage option is best given their personal financial situation.

1
Our Partner
  • Only Lender to Offer “RateShield” – Get their Best Rate Available 1
  • Industry leading online tools & award-winning customer service
  • eClosing allows customers to close electronically, simplifying the process
  • Get a Pre-Authorization Letter to Buy a Home
  • Quicken Loans is the largest online mortgage lender in the U.S. 2
  • See Today’s Rate & Get the Best Rate in a 90 Day Period  —>
2
Our Partner
  • More Veterans chose Veterans United than any other VA Lender in 2018
  • Full service lender for qualifying veterans, military members and their spouses
  • 150,000+ loans closed for Veterans and service members nationwide
  • Offers multiple VA loan options
3
Our Partner
  • See your rates without impacting your credit
  • Get Pre-Qualified online in just minutes
  • First-time and experienced home buyers welcome
  • Streamlined online application
  • Fast, simple, available 24 hours a day
4
Our Partner
  • Completely digital, transparent mortgage experience
  • FHA Loans available
  • Obtain purchase loans for up to $3 million
  • Over $1B in loans originated since January 2015
  • Get a quote in as little as 3 minutes
  • $0 commission, $0 hidden fees
5
Our Partner
  • Rates as low as 3.091% APR (for 15-year fixed-rate mortgages)
  • Compare quotes from up to 5 lenders in minutes
  • Save time and view offers online
  • Take advantage of their extensive customer education section
  • More than 40 Million customers served
6
Our Partner
  • Rated A+ by the BBB
  • Closes Purchase Loans in 14 Business Days
  • Loans for Self-Employed and Non-Traditional Income
  • Conventional, FHA, Cash Out, Fixed, ARM, VA, HARP, Jumbo, Reverse
  • 620 Minimum FICO Score
  • Flexible Underwriting, Down Payment Assistance Available
  • $30 Billion in Home Loans with Over 83K Positive Reviews
  • Not available in NY or HI
7
Our Partner
  • A streamlined loan application that can be completed entirely online
  • Get pre-approved and lock your rate in as little as eight minutes
  • Receive custom mortgage solutions based on your credit and finances
  • Automatically share information about your income and assets
  • Customize loan terms and costs to fit your budget
8
Our Partner
  • Quick and easy online quotes
  • “No steering” policy for mortgage financing
  • Licensed mortgage bankers ready to assist
  • BBB-accredited with an A+ rating
  • Lifetime guarantee on loan refinance fees
9
Our Partner
  • Approved Equal Housing Lender
  • A+ BBB accredited
  • Get a personalized quote with the latest mortgage rates
  • Online financial resources center
  • Professional loan consultants
  • Over $12 billion in loans closed since 2010