Review and understand your credit report

Reviewing your credit reports is an important part of understanding your credit health. By understanding how to read your credit report, what comprises it and how to monitor it, you’ll be better equipped to handle your finances overall. These reports contain a history of balances, payments, accounts, inquiries and other pieces of personal information that lenders use to evaluate whether or not to extend your credit.

Free identity monitoring from Credit Karma

You get your scores and reports

You get access to your credit scores and reports from TransUnion and Equifax, with weekly updates.

We make recommendations

We use our love of data to analyze your credit profile and make product recommendations that could help you save money.

We get paid by the bank or lender

If you get a product through one of our recommendations, the bank or lender pays us.

Know what you’re up against

A data breach happens when private, personal information is stolen or illegally viewed.

The info from a data breach could be used to drain your bank accounts, file phony tax returns, apply for credit cards in your name, or rack up medical bills.

See what hackers can do with your info

Sometimes all it takes is one stolen password. Hackers can use the password from one site to try to log into another — like your bank app or tax software.

Create passwords that are hard to guess