Chime is a mobile banking app and debit card

Heavy Check Mark on Microsoft  Fee-free overdraft up to $100¹

Heavy Check Mark on Microsoft  Get paid up to 2 days early with direct deposit²

Heavy Check Mark on Microsoft  No hidden bank fees

Heavy Check Mark on Microsoft  Grow your savings automatically

Heavy Check Mark on Microsoft  Signing up takes 2 minutes

Fee-free Overdraft

Overdraft fees at traditional banks cost Americans an average of $250 a year.³ At Chime, we do things differently. We will allow you to overdraw up to $100² on debit card purchases without charging a fee.

Get your paycheck early

Set up Direct Deposit and receive your paycheck up to 2 days earlier than your co-workers!¹

Say goodbye to unnecessary bank fees.

No overdraft fees. No minimum balance requirements. No monthly service fees. No foreign transaction fees. No transfer fees. Over 38,000 fee-free MoneyPass® and Visa® Plus Alliance ATMs.

Grow your savings, automatically.

Reach your goals faster by saving money automatically. Our Automatic Savings features help you save money any time you spend or get paid

Security and control on the go.

Chime’s mobile app makes branchless banking a breeze. Manage your money and account on the go, wherever you go.

Your deposits are insured up to $250,000 through The Bancorp Bank or Stride Bank; Member FDIC.

Visa’s Zero-Liability Policy protects all unauthorized purchases.⁴

Over 38,000 fee-free ATMs and 30,000 cash-back locations.

Real-time alerts for every banking transaction.

Automatic Savings takes the effort out of saving.

No minimum, monthly, or overdraft fees.