Best investments in 2020

What to consider

Risk tolerance and time horizon each play a big role in deciding how to allocate your investments.

Conservative investors or those nearing retirement may be more comfortable allocating a larger percentage of their portfolios to less-risky investments. These are also great for people saving for both short- and intermediate-term goals.

Those with stronger stomachs and workers still accumulating a retirement nest egg are likely to fare better with riskier portfolios, as long as they diversify. Be prepared to do your homework and shop around for the types of accounts that fit both your short- and long-term goals.If you’re looking to grow your wealth, you can opt for lower-risk investments that pay a modest return or you can take on more risk and aim for a higher return. Below are a range of investments with varying levels of risk and potential return.

Here are the best investments in 2020:

1. Certificates of deposit
2. Money market accounts
3. Treasury securities
4. Government bond funds
5. Municipal bond funds
6. Short-term corporate bond funds
7. Dividend-paying stocks
8. High-yield savings account
9. Growth stocks
10. Growth stock funds
11. S&P 500 index fund
12. REITs
13. Rental housing
14. Nasdaq 100 index fund
15. Industry-specific index fund

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